Financial Technology Platform

Build a comprehensive financial technology platform with multi-currency account management, real-time transaction processing, KYC/AML compliance workflows, financial reporting, automated reconciliation, and regulatory compliance monitoring for fintech operations.

Epics

Features

BDD Scenarios

104

Tasks

162

APIs

System Architecture

pattern

Event-sourced microservices with saga orchestration for distributed transactions

database

PostgreSQL with event store for transaction ledger, TimescaleDB for time-series financial data

cache

Redis for exchange rate caching, session management, and idempotency key tracking

messaging

Apache Kafka with exactly-once semantics for transaction event streaming and audit propagation

payments

Ledger-based double-entry accounting engine with multi-currency support and FX rate service

ML models for fraud detection (transaction anomaly scoring), KYC document verification, and AML pattern analysis

auth

OAuth2 + OpenID Connect with hardware MFA, session binding, and step-up authentication for high-value transactions

deployment

Kubernetes on AWS with multi-AZ deployment, HSM for key management, and PCI-DSS Level 1 infrastructure

Delivery Blueprint — 6 Epics

Multi-tier identity verification with automated KYC document processing, AML screening against sanctions lists, ongoing monitoring, and risk-based authentication for financial operations.

KYC Document Verification

Automated identity document verification pipeline supporting passports, driver's licenses, and national IDs with liveness detection and OCR extraction.

User completes KYC with passport verificationpositive

Given a new user needs to complete identity verification
When they upload a passport photo and complete a liveness check via webcam
Then OCR extracts name, DOB, nationality, and document number
And facial recognition matches the passport photo to the liveness capture (>95% confidence)
And the user's KYC status updates to 'Verified' with tier-1 transaction limits unlocked

+1 more scenario

●Build document upload pipeline with image quality validation (resolution, blur, glare detection) before processing

●Integrate OCR engine for passport MRZ parsing, driver's license extraction, and national ID field mapping

+3 more tasks

AML Screening & Sanctions Checking

Real-time screening against global sanctions lists (OFAC, EU, UN), PEP databases, and adverse media with ongoing monitoring.

2 scenarios, 4 tasks — unlock to view

Risk-Based Authentication

Adaptive authentication that adjusts security requirements based on transaction risk scoring — higher-value or unusual transactions require step-up verification.

1 scenarios, 4 tasks — unlock to view

Compliance Case Management

Unified workflow for compliance officers to manage KYC reviews, AML alerts, suspicious activity investigations, and SAR filing.

1 scenarios, 4 tasks — unlock to view

Building a fintech product?

We deliver compliant, production-ready financial platforms with full audit trails — in 2–3 weeks.

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3 features, 13 tasks — sign up to unlock

3 features, 12 tasks — sign up to unlock

2 features, 8 tasks — sign up to unlock

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Governance Rules (7)

All financial transactions must be processed through the double-entry ledger engine — no direct balance modifications permitted

KYC verification must be completed before any transaction capability is unlocked — progressive limits based on verification tier

+5 more governance rules — sign up to view

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